Are You Offering Your Employees Choice?

When you are recruiting or trying to retain the best employees, you are competing with larger employers in your industry. Those employers generally offer their employee a wide variety of benefits to choose from. At Legacy Benefits & Insurance Services, we try to help you design a benefit package that can offer your employees similar choices.

Most smaller employers choose not to offer choice for one of few reasons; they don’t know that they can, they think it will cost them more to offer additional plans, or they are concerned how to communicate the differences in the plans. We can show you that these are issues that we can solve for you.

Can You Offer Choice? - Yes, each carrier is different but there are health and dental carriers that will allow you offer more than one plan with as little as 2 employees. The number of plan designs that you can offer can vary per carrier depending on the number of employees you have. Please note that offering too many plans can be so confusing to the employee that is become more of a burden than a benefit.

Can You Afford Multiple Option Healthcare Plans? - Many companies think that they cannot afford choices health insurance, because some plans are so expensive. The truth is that a carefully constructed benefits may save you money. We have clients that switch to a multiple option benefit package and have saved over 30% of their renewal rates and their employee like the options that they have picked. To learn more, ask to get a copy of our case study.

In addition, voluntary benefits can be offered that are funded by the employees not by the employer. These plans allow the employee to protect themselves and their family in case certain situations arise.

For more information or an free review of your current benefits package, please contact Ray Ward at Legacy Benefits & Insurance Service email:rayward@yourlegacybenefits.com or 916-677-2130 ext. 101.